I use this for supper sometimes with lettuce and guacamole on the side.
1 pound ground beef
1 package taco seasoning
1 can refried beans with onions and green peppers
1/2 cup cheddar cheese grated
1/2 cup mozzarella cheese grated
24 ounces sour cream
Preheat oven to 325°.
Brown meat. Drain. Add taco seasoning and allow to simmer five minutes. Heat beans. Layer ingredients thusly: beans with taco seasoning, refried beans and cheeses. Bake for 10-15 minutes until heated through and cheeses melt. Allow to cool. Spread sour cream over top and serve.